The amount you pay depends on how much you earn. The current rates before tax relief are shown in the table below – your contributions are deducted from your pay before tax is applied – so you pay less tax.
|Pensionable pay range for an employee||Contribution rate|
|Up to £27,000 a year||10.0%|
|£27,001 to £50,000||12.2%|
|£50,000 to £142,500||13.5%|
|More than £142,501||14.5%|
Please note that temporary payments, including temporary promotion payments, are not pensionable.
The Scottish Fire and Rescue and the government also pay into the scheme on your behalf.
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You can pay additional contributions each month and increase your pension by up to £6,500 a year. You can choose to pay either regular amounts or a single lump sum payment.