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Some members who joined either the 1995 or 2008 sections of the previous NHS Pension Scheme, will not join the NHS 2015 scheme. Instead they will continue to earn benefits in their current section. This is known as full protection and is applied to members who were close to retirement when the NHS 2015 scheme was launched.

To qualify, you must have been paying into the scheme on 1 April 2012 and 1 April 2015.

1995 section members

If, on 1 April 2012, you were age 50 or over (i.e. you were within 10 years of your section's normal retirement age of 60) you will not join the 2015 NHS Scheme but will remain in the 1995 section.

If you are in the 1995 section tapered protection period you should also read the information on the Choice page upon the main SPPA website.

Special terms apply if you have MHO or special class status.

2008 section members

If, on 1 April 2012, you were age 55 or over (i.e. you were within 10 years of your section's normal retirement age of 65) you not have to join the 2015 NHS Scheme but can remain in the 2008 section.

If you are in the 2008 section tapered protection period you should also read the information on the Choice page upon the main SPPA website.

 

SPPA will write to you if you qualify for full protection. Alternatively, if you have not already done so, you can answer the questions by clicking on the link "What does this mean for me?"

Information about the 1995 and 2008 sections of the NHS Pension Sccheme can be found on the main area of the SPPA website.

Please note that the former NHS Pension Scheme closed to new joiners on 31 March 2015.

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