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Some members, who joined the Scottish Teachers’ Superannuation Scheme (STSS) will join the Teachers’ 2015 scheme but at a date specific to them. This is because they were close to retirement when the Teachers’ 2015 scheme was launched but they did not qualify for full protection.

This is known as tapered protection. To qualify you must have been paying into the scheme on 1 April 2012 and 1 April 2015 and, on 1 April 2012, were more than 10 years but less than 13 years and 6 months from your normal pension age.

Your normal pension age is 60 if you joined the STSS before 1 April 2007 and 65 if you join on or after 1 April 2007.

SPPA will write to you if you qualify for tapered protection. Alternatively, if you have not already done so, you can answer the questions by clicking on the link "What does this mean for me?"

Information about the STSS  can be found on the main area of the SPPA website

You can find out when you will join the Teachers’ 2015 scheme by using the tapered protection calculator.

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